RBI Services

RBI-related advisory starts by identifying the regulated activity and the authorisation, reporting or transaction route relevant to the business.

• Payment Gateway Compliances
• NBFC Registration
• NBFC Account Aggregator (AA) License
• Peer to Peer Lending License
• Full Fledged Money Changers
• Prepaid Wallet License
• NBFC Acquisition Due Diligence
• NBFC Takeover
• FEMA Transaction & Reporting Advisory
• NBFC Loan Portfolio Audit
• Mortgage Guarantee Company
• NBFC Capital Adequacy Planning
• NBFC Asset-Liability Management
• NBFC Cybersecurity Review
• Lend Tech
• Payment Aggregator License
• UPI TPAP Onboarding Advisory
• Payment Bank License
• NBFC Financial Modelling Services
• Microfinance Company Registration
• Small Finance Bank License
• Alternative Asset Portfolio Valuation
• NBFC Business Plan
• Core Investment Company
• NBFC Due Diligence
• Asset Reconstruction Company Registration
• MTSS (Money Transfer Service Scheme)
• NBFC Debt Recovery Advisory
• NBFC Legal Support
• Credit Co-operative society
• NBFC Marketing
• Housing Finance Company Registration
• Compliance under FEMA
• Housing Cooperative Society Registration
• Conversion Of NBFC Into Bank
• RBI Regulatory Sandbox

Business owners and functional leaders responsible for a defined operating, technology or people-management requirement can use this service to clarify a particular issue. A useful starting question is: “Is there one RBI licence for all financial-service businesses?” Begin with the facts behind that question rather than assuming that a standard package will resolve it.

The engagement can cover the following workstreams. The proposal specifies which apply to your matter and what evidence or specialist input is needed.

• Map lending payments and foreign-exchange activities.
• Review category-specific application and compliance needs.
• Coordinate governance records and specialist inputs.

Start with the records below where available. They help establish the facts before a more specific checklist is agreed.

• Business plans.
• Transaction maps.
• Registrations.
• Regulatory correspondence.

Provide the relevant entity, transaction or reporting period and any existing notice or deadline. Identify missing or inconsistent records so they can be addressed explicitly.

No single RBI permission covers all financial activities; the scope follows the business model and regulatory category.

1. Define the question: map lending payments and foreign-exchange activities, using the available business plans and the facts you provide.
2. Examine the evidence: review category-specific application and compliance needs. Record unresolved information and the assumptions that affect the analysis.
3. Agree the action: coordinate governance records and specialist inputs. Set the required deliverables, responsible owners and any follow-up or external dependency.

The proposal for RBI Services sets out the analysis, documentation or coordination deliverables and the work you retain. The availability of business plans, transaction maps, registrations and regulatory correspondence affects readiness and the amount of follow-up needed. Fees and the working schedule are agreed after that initial assessment. Any required independent report, legal representation or authority application is identified as a separate responsibility where relevant.

Use these official resources for the relevant framework. Application to a particular entity, period or jurisdiction requires a separate assessment.

• RBI: Official regulatory resources

• RBI Regulatory Sandbox
• RBI & FEMA Valuation Advisory
• Direct Tax
• ESG Advisory

Share a short summary of your RBI Services requirement and the records already available. BIATConsultant can assess the proposed scope and explain the next steps.

• Request a RBI Services consultation
• About BIATConsultant